60/60 #24
Today's stat is homemade: 3. I see 3 key reasons that Obamacare helps the middle class.
1) Insurance companies can no longer deny working families insurance due to pre-existing conditions. Yes, it's ridiculous that we had to pass a law to specify this, but we did, and I think that law should stay on the books, as does the President. Romney & Obama agree on this.
2) The mandate. By requiring more people to have coverage and removing barriers to coverage, you increase the number of people in the risk pool with lowers premiums. Ask anyone who's ever worked in the insurance business. Romney has said a mandate was "right for Massachusetts but wrong for the country."
The people who say "I shouldn't be forced to buy insurance" because a) they say they won't get sick or b) they prefer to pay their own medical costs out of pocket demonstrate a profound level of ignorance. You're going to get sick, you probably won't be able to pay it all, which means your a freeloader who is not taking personal responsibility for the burden you're about to place on society.
3) Options. For me, this is the biggest one, because there are both personal and macroeconomic benefits here. The fact that we'll have affordable insurance options OUTSIDE of work means that you don't have to stay in a dead-end job just so your spouse and kids will have insurance coverage. I don't know how many Americans are in that category, but I'll bet it's over a million. Free market Romney has to agree that represents a tremendous inefficiency in our economy.
1) Insurance companies can no longer deny working families insurance due to pre-existing conditions. Yes, it's ridiculous that we had to pass a law to specify this, but we did, and I think that law should stay on the books, as does the President. Romney & Obama agree on this.
2) The mandate. By requiring more people to have coverage and removing barriers to coverage, you increase the number of people in the risk pool with lowers premiums. Ask anyone who's ever worked in the insurance business. Romney has said a mandate was "right for Massachusetts but wrong for the country."
The people who say "I shouldn't be forced to buy insurance" because a) they say they won't get sick or b) they prefer to pay their own medical costs out of pocket demonstrate a profound level of ignorance. You're going to get sick, you probably won't be able to pay it all, which means your a freeloader who is not taking personal responsibility for the burden you're about to place on society.
3) Options. For me, this is the biggest one, because there are both personal and macroeconomic benefits here. The fact that we'll have affordable insurance options OUTSIDE of work means that you don't have to stay in a dead-end job just so your spouse and kids will have insurance coverage. I don't know how many Americans are in that category, but I'll bet it's over a million. Free market Romney has to agree that represents a tremendous inefficiency in our economy.
Comments
Post a Comment